Insurance guides

Straight answers to the questions people ask most — then ask the advisor about your own situation.

• Term Insurance for Diabetics in India: Can You Get Cover?

  Yes, diabetics can buy term insurance in India. Learn how insurers assess sugar levels, what medical tests to expect, premium loading and how to improve approval.

• Health Insurance for Diabetics: Waiting Periods, Cover & Tips

  How health insurance works for diabetic patients in India — pre-existing disease waiting periods, what is covered, and how to choose the right plan.

• Family Floater vs Individual Health Insurance: Which Is Better?

  Compare family floater and individual health insurance in India — cost, cover, age effects and when to pick each, with a simple decision guide.

• How Much Term Insurance Do I Need? A Simple Indian Calculation

  Work out the right term insurance cover in India using income, loans, goals and existing savings — with an easy step-by-step method and example.

• Health Insurance for Senior Citizens in India: How to Choose

  A practical guide to health insurance for parents and senior citizens in India — entry age, co-payment, waiting periods, premiums and what to compare.